TERMS OF ACCESS

Please read the terms and conditions applicable to the Folio Property Pty Limited (trading as “Folio Invest”, “us”, “we”, or “our”)
ABN 68 144 632 413 website (“Terms”). In accessing or otherwise using the website you agree to the Terms. Folio Invest does not make any express or implied representations or warranties in these Terms. Folio Invest may change these Terms on occasion. Using the website after such a change means that you accept the changed Terms. Folio Invest may otherwise modify or discontinue any service provided by way of this website.

Folio Invest does not hold an Australian Financial Services Licence and cannot give financial advice. Any information provided to you by Folio Invest is general information only which, when prepared, did not take into account your individual circumstances, objectives, financial situation or needs. If you do decide to invest in a Folio Invest product you should assess the suitability of any investment in light of your own needs and circumstances, which you can do yourself or in consultation with an appropriately licensed financial adviser.

The information provided on this website is of a general nature only and provided for Australian residents and conditions only and is governed by the laws of to New South Wales. It does not take into account any individual’s particular circumstances and is not intended to be relied upon as investment advice. Professional advice should be sought in respect of personal requirements before any information is relied upon or investment is undertaken.

You use the website at your own risk. Although Folio Invest attempts to provide accurate, complete and up-to-date information, Folio Invest makes no representations and gives no warranties (express or implied) that the information and advice is free from errors, omissions or other inaccuracies or is up-to-date. None of Folio Invest or any of its related companies, or their directors, accept any liability for any reliance of any person on information contained in this website or guarantee the performance of any particular investment referred to on this website.

INTELLECTUAL PROPERTY RIGHTS

All content on this website is protected by intellectual property rights (copyrights, trademarks or other rights and laws). Folio Invest , or its related bodies corporate, owns or licenses all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this web site (including all texts, graphics and logos). You may not copy, download, publish, distribute or reproduce any of the information contained on this web site in any form without the prior written consent of Folio Invest or the appropriate consent of the owner. However, you can take one copy (print or download) of the content on this site on any one computer for your personal use, so long as you respect all of Folio Invest’s intellectual property rights.

Folio Invest takes no responsibility for sites linked from the website or to the website. You acknowledge that you must obtain Folio Invest’s permission prior to linking to this website. If you do link to this site it is at your own risk.

While we try very hard to keep information and materials on the website secure and confidential, we are not responsible for any breach of security which is out of our control. We do not warrant that the website is completely secure.

Limitation of Liability

To the extent permitted by law, neither Folio Invest , it associates or related bodies corporate shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits arising in any way from, including but not limited to, from:

  • any defects, viruses and any other malfunctions caused to any equipment and other software in connection with access or use of this web site;
  • the information provided on or via this web site;
  • the interception, modification or misuse of information transmitted to us or transmitted to you;
  • the functioning or non-availability of this web site;
  • the misuse of this web site;
  • claims of third parties in connection with the use of this web site.

Where the Trade Practices Act 1974 or any similar State or Territorial legislation implies in these Terms, any condition or warranty, and makes void or prohibits application of or exercise of, or liability under such term, condition or warranty, such term, condition or warranty shall be deemed to be included. However, the liability of Folio Invest , its associates and related bodies corporate for any breach of such term, condition or warranty shall be limited, at the option of Folio Invest , to:

  • if the breach relates to goods:
    • the replacement of the goods or the supply of equivalent or similar goods,
    • the repair of the goods,
    • the payment of the cost of repairing the goods or of acquiring equivalent goods, or
    • if the breach relates to services:
      • supplying of the services again, or
      • the payment of the cost of having the services supplied again.

PRIVACY POLICY

At Folio Invest we take your privacy seriously. This Privacy Policy sets out generally how we may gather, use, disclose and manage personal information. Please contact the Chief Risk Officer at Folio Invest, should you wish to request a copy of our Privacy Policy.

Personal information means information or opinions about an individual whose identity is apparent or can reasonably be ascertained from the information.

COLLECTION

  • During the course of dealing with you, Folio Invest will generally collect basic personal information about you, such as your name, address and contact details. By using our website you agree that we will collect your personal information for the following purposes:
  1.  To pass on to our associates, professional advisors, and financial products and service providers so that their representatives can contact you to discuss your financial needs; and
  2.  To provide details to our network regarding the progress of your application to ensure optimum service delivery; and
  3.  For our legitimate business purposes such as statistical monitoring of this website.
  4. Regular digital communication, such as but not limited to email and /or sms about offers, promotions, properties for sale, newsletter and related products such as finance, tax, accounting, property management, strata managers, insurance or depreciation and other property  related products.

We may also request other specific information from you relating to the goods or services that you wish to obtain.

Folio Invest may store this information on databases maintained outside Australia but Folio Invest will take all reasonable steps to keep your personal information secure.

USE AND DISCLOSURE

Your personal information, if any, will be used only within members of the Folio Invest group of companies and their related businesses.

Provided that you opt to receive such material, the Folio Invest group of companies and their related bodies corporate may use such information in relation to providing services and information to you, to enable us to further develop and market our products and services and to improve our customer service in general. You are entitled to access the personal information we hold about you and to have it corrected, if necessary.